The SEBI regulation regarding peak margins has changed the way sell amounts get credited from your Demat or T1 holdings. Here’s how it impacts you.

Type of transaction

Type of amount

When

Available to trade

Available to withdraw

EQ-Delivery

Sell Amount

If sold from Demat holdings,

100% of the sell amount is available for trading on the same day.

100% of the sell amount will be available for withdrawal from evening of T+1 day onwards.

EQ-Delivery (BTST - buy today, sell tomorrow)
Sell Amount
If sold from T1 holdings,
100% of the total sell amount will be available for trading only from T+1 working day onwards.
100% of the sell amount will be available for withdrawal from evening of T+1 day onwards.
EQ-Intraday
Profits
When you exit the position
Profits will be available to trade from T+1 onwards
100% of the sell amount will be available for withdrawal from evening of T+1 day onwards.

F&O, Currency &

Commodity
(Same day)
Premium or Invested Amount
When you exit the position

1. If no loss on your position, you can trade with it on T1

2. If there is a loss on your position, you can trade with it on T1 after the loss has been deducted from the total amount.

1. If no loss on your position, you can withdraw on T1


2. If there is a loss on your position, you can withdraw it on T1 after loss has been deducted from total amount.

1 - F&O

2 - Currency

3 - Commodities

(Both Delivery & Intraday)

Profits
When you exit the position
Profits will be available to trade from T+1 onwards
Profits will be available for withdrawal from T+1 onwards

F&O, Currency &

Commodity - Options

(Carry Forward positions)

Premium or invested amount
When you exit the position
Premium will be available to trade from T+1 onward.
Premium will be available for withdrawal from T+1 onward.

Please note: In case there is a bank or trading holiday between the date of selling to T+1 day, the settlement period will be extended accordingly. 

Kindly ignore the values shown under ‘Available to trade’, ‘Margin used’ and ‘Unavailable to trade’ breakup in the funds section of the Upstox app or website. We're fixing this, and the correct values will be updated soon.